This web site may contain statements of a forward-looking nature which represent our management’s beliefs and assumptions concerning future events. Forward-looking statements involve risks, uncertainties and assumptions and are based on information currently available to us. Actual results may differ materially from those expressed in the forward-looking statements due to many factors, including, without limitation, the risks that we may be unable to successfully develop and implement end-to-end encryption technology, the card brands may not agree to accept encrypted data, the market may not accept the change from current encryption technology to end-to-end encryption technology and our end-to-end encryption may not work as intended. Information concerning other factors that could cause actual results to differ from the forward-looking statements set forth herein is contained in our Securities and Exchange Commission filings, including but not limited to, our annual report on Form 10- K, or our quarterly reports on Form 10-Q, as applicable. We undertake no obligation to update any forward-looking statements to reflect events or circumstances that may arise after the date such information is posted on this website.